5 tips to negotiate your mortgage at the lowest rate!

lowest rate

Get the lowest rate: this is the workhorse of all borrowers taking out a home loan. And we understand them! Credit is expensive and it’s almost for life. Having to mobilize a sum every month for 15, 20 or even 30 years, as much as it is the lowest possible. To take advantage of this advantage, you still need to know how to negotiate your loan right from the start. Here’s how to go about it. Continue reading “5 tips to negotiate your mortgage at the lowest rate!”

What is a loan in fine: definition advantages disadvantages

loan in fine

The loan in fine is often presented as fiscally advantageous. However, we must not forget that it is still expensive.

As opposed to the repayable loan, the loan in fine makes it possible to repay during its term only interest. The capital is repaid in one go, at maturity. This type of financing is favorable to investors who want to buy a property for rent or exceptionally for the acquisition of principal residence Explanations. Continue reading “What is a loan in fine: definition advantages disadvantages”

How to finance important works in the house

work

Do you want to do works in your home? Before you start, check if you can benefit from the existing help.

It is not always useful to break the piggy bank to undertake work in his house. Bank loans, loans offered by aid agencies … Several financing solutions will help you to carry out your project. How to finance important works in his house? Explanations. Continue reading “How to finance important works in the house”